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Shubham Housing Finance Limited loan interest rate start from 11.90%

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Benefits Of Availing Home Loan From Rokdabazaar

  • Hassle free one-stop shop for all kinds of loans
  • Committed to offer the most appropriate solution at the best price
  • Customized solutions for customer specific requirements
  • Quotations for multiple lenders/banks
  • Free credit report check
  • Dedicated relationship management
  • Door-step services

Purpose:

  • On the purchase of new land/plot for constructing a home
  • Purchase of a new flat or old house.
  • Home extension for additional room, construction of extra space or additional floor to existing property.
  • Loan transfer to another bank
  • For constructing a home on an already owned plot

Eligibility:

  • No guarantor required
  • Applicant should have a bank account.
  • Individual should be residing in a city where Shubham’s Office is located.
  • Customer’s age should be between 21 years 65 years at the time of loan maturity.
  • All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.

Documents Required:

  • Application form filled with complete required details.
  • Identity proof such as Voters ID Card, Pan Card or Passport.
  • Address proof such as ration card or electricity bill.
  • Documents of Income proof, if available.
  • Bank Statements or bank copy/pass book.
  • Property documents with chain, if property identified.

Amount:

  • Loan upto Rs. 20,000,00/- to 50,000,00/- for certain cities

Rate of Interest and Cost:

  • Rate of interest 11.90% to 16.00%
  • Admirative and Operational cost upto 03% is chargeable from the applicant

Maximum time period for repayment

  • Maximum loan tenure for 20 years only.

Takeover:

  • Transfer of an existing loan form another bank or financial institution or balance transfer

Repayment Options:


We support our customer to discuss their monthly source of income and buckets of expenses at length to arrive at a number of that they are comfortable serving as EMI’s. This EMI can be paid through Electronic Clearing Services (ECS) and National Automated clearing House (NACH).


Home Improvement



Purpose:

  • This Loan can be taken if customers want to renovate/repaint/repair their home.

Eligibility:

  • No guarantor required
  • Applicant should have a bank account.
  • Individual should be residing in a city where Shubham’s Office is located.
  • Customer’s age should be between 21 years 65 years at the time of loan maturity.
  • All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.

Documents Required:

  • Application form filled with complete required details.
  • Identity proof such as Voters ID Card, Pan Card or Passport.
  • Address proof such as ration card or electricity bill.
  • Documents of Income proof, if available.
  • Bank Statements or bank copy/pass book.
  • Property documents with construction estimate.

Amount:

  • Loan upto Rs. 10,000,00/- .

Rate of Interest and Cost:

  • Rate of interest 17.00% to 18.00%
  • Admirative and Operational cost upto 03% is chargeable from the applicant

Maximum time period for repayment

  • Maximum loan tenure for 10 years only..

Takeover:

  • Transfer of an existing loan form another bank or financial institution or balance transfer

Repayment Options:


We support our customer to discuss their monthly source of income and buckets of expenses at length to arrive at a number of that they are comfortable serving as EMI’s. This EMI can be paid through Electronic Clearing Services (ECS) and National Automated clearing House (NACH).