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Rate and Fee Bajaj Finserv Personal Loan

Loan Amount: 50,000 to 25,00,000
Loan tenure: 12 months to 60 months
Interest Rate: Bajaj Finserv Personal loan interest rate start from 12.99 onwards
Loan Processing Fee/Charge: Up to 4.13 % of the loan amount (Inclusive of Taxes)
Foreclosure/Prepayment Charges: 4% of Principal Outstanding + applicable taxes
Part-Prepayment Charges: 2% + applicable taxes on part-payment amount paid* After 1 month of loan Disbursal
Penal Interest: 2% of EMI amount per month + applicable taxes or Rs. 200 per month (Inclusive of taxes), whichever is higher
Stamp duty & other statutory charges: As per applicable laws of the state
Cheque bounce charges: Rs. 600 - 1200 Per bounce (Inclusive of applicable taxes)

Bajaj Finserve Personal Loan Features

  • Paperless loan approval
  • OD facility with free prepayment
  • Interest charged on a daily basis, as per amount utilized at the end of the day
  • Low processing fee
  • Process is easy quick and hassle free

Rate and Fee Bajaj Finserv Flexi (Over Draft) Personal Loan

Loan Amount: 50,000 to 25,00,000
Loan tenure: 12 months to 60 months
Interest Rate: Bajaj Finserv Personal loan interest rate start from 12.99 onwards
Loan Processing Fee/Charge: Up to 4.13 % of the loan amount (Inclusive of Taxes)
Foreclosure/Prepayment Charges: 4% of Principal Outstanding + applicable taxes
Part-Prepayment Charges: 2% of EMI amount per month + applicable taxes or Rs. 200 per month (Inclusive of taxes), whichever is higher
Stamp duty & other statutory charges: As per applicable laws of the state
Cheque bounce charges: Rs. 600 - 1200 Per bounce (Inclusive of applicable taxes)

Bajaj Finserve Personal Loan Features

  • Paperless Approval
  • Personal Loan for all Salaried across corporate and Government Institution employees
  • Loan is offered on the basis of Monthly Salary and present company
  • Exclusive offer for Balance Transfer from other Bank/NBFC.
  • Process is easy, quick and hassle free

Documents Required for BAJAJ FINSERV Personal Loan

Identity Proof/KYC Pan Card/Aadhar card/Voter card/Driving license/Passport
Address Poof Aadhar card/Voter card/Driving license/Passport
Bank Statement/Passbook Latest 3 months/Latest 6 months
Salary Slip Latest 3 months Salary Slip
Other Documents Form 16 Passport size Photograph

Eligibility Criteria for BAJAJ Finserv Personal Loan

Profession/Employee Any person working in a  private limited companies, or public sector undertakings -including central, state, and local bodies
Eligible Age 23 to 57 Years
Work Experience Required Should have at least 2 years experience, of which 1 year with current employer
Minimum Monthly Salary/Income for Eligibility Rs. 25,000 (Rs.35K in Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, , Cochin Pune, Kolkata, Ahmedabad)

Benefits Of Availing Personal Loan From Rokdabazaar

  • Hassle free one-stop shop for all kinds of loans
  • Committed to offer the most appropriate solution at the best price
  • Customized solutions for customer specific requirements
  • Quotations for multiple lenders/banks
  • Free credit report check
  • Dedicated relationship management
  • Door-step services