Personal loan with a Personal touch

11.25 To 20% onwards

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Benefits Of Availing Personal Loan From Rokdabazaar

  • Hassle free one-stop shop for all kinds of loans
  • Committed to offer the most appropriate solution at the best price
  • Customized solutions for customer specific requirements
  • Quotations for multiple lenders/banks
  • Free credit report check
  • Dedicated relationship management
  • Door-step services

Rate and Fee ICICI Bank Personal Loan

Loan Amount: 1,00,000 to 25,00,000
Loan tenure: 12 months to 60 months
Interest Rate: ICICI Bank Personal loan interest rate start from 11.25 to 20% onwards
Loan Processing Fee/Charge: Up to 2.25 % of the loan amount
Cancellation Charges: Rs.3,000 + GST
Foreclosure/Prepayment Charges: 5% of Principal Outstanding + applicable taxes after 12 months.
Part-Payment Charges: Part payment is not allowed
Penal Interest/Interest on late payment: 24 % per annum of unpaid EMI amount + GST
Stamp duty & other statutory charges As per applicable laws of the state
Cheque Return Charges Rs.200+GST
EMI bounce charges Rs. 400 Per bounce + GST
Cheque Swap charges (per swap) Rs.500 +GST
Repayment Mode Swap Charge Rs.500 +GST

ICICI Bank Personal Loan Features

  • Paperless Approval
  • Low Processing Fee
  • Personal Loan for all Salaried across corporate and Government Institution employees
  • Loan is offered on the basis of Monthly Salary and present company
  • No requirement of Collateral/Security
  • Exclusive offer for Balance Transfer from other Bank/NBFC.
  • Process is easy, quick and hassle free

Documents Required for ICICI BANK Personal Loan

Identity Proof/KYC Pan Card/Aadhar card/Voter card/Driving license/Passport (any one)
Address Poof Aadhar card/Voter card/Driving license/Passport (any one)
Bank Statement/Passbook Latest 3 months/Latest 6 months
Salary Slip Latest 3 months Salary Slip
Other Documents Form 16
Passport size Photograph - 2

Eligibility Criteria for ICICI Bank Personal Loan

Profession/Employee Any person working in a  private limited companies, or public sector undertakings -including central, state, and local bodies
Eligible Age 23 to 58 Years
Work Experience Required Should have at least 2 years experience, of which 1 year with current employer
Minimum Monthly Salary/Income for Eligibility Rs. 17,500 (Rs.25,000 for applicants residing in Delhi & Mumbai ; Rs.20,000 for applicants residing in Bangalore, Chennai, Hyderabad, Kolkata & Pune)