Severity: 8192
Message: Creation of dynamic property CI_URI::$config is deprecated
Filename: core/URI.php
Line Number: 101
Backtrace:
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Router::$uri is deprecated
Filename: core/Router.php
Line Number: 127
Backtrace:
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$benchmark is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$hooks is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$config is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$log is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$utf8 is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$uri is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$exceptions is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$router is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$output is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$security is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$input is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$lang is deprecated
Filename: core/Controller.php
Line Number: 75
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$load is deprecated
Filename: core/Controller.php
Line Number: 78
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$db is deprecated
Filename: core/Loader.php
Line Number: 396
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_DB_mysqli_driver::$failover is deprecated
Filename: database/DB_driver.php
Line Number: 371
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 132
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 292
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 166
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 235
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 315
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice
Filename: drivers/Session_files_driver.php
Line Number: 356
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 282
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 289
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 304
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 314
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 315
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 316
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 317
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: ini_set(): Session ini settings cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 375
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent
Filename: Session/Session.php
Line Number: 110
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: Warning
Message: session_start(): Session cannot be started after headers have already been sent
Filename: Session/Session.php
Line Number: 143
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$session is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property PersonalLoan::$template is deprecated
Filename: core/Loader.php
Line Number: 1283
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$benchmark is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$hooks is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$config is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$log is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$utf8 is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$uri is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$exceptions is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$router is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$output is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$security is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$input is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$lang is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$load is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$db is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$session is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
Severity: 8192
Message: Creation of dynamic property CI_Loader::$template is deprecated
Filename: core/Loader.php
Line Number: 931
Backtrace:
File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view
File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once
IDFC FIRST BANK PERSONAL LOAN INTEREST RATE START FROM
10.75% onwards
Apply online for instant approval*!
Loan Amount: | 1,00,000 to 25,00,000 |
Loan tenure: | 12 months to 60 months |
Interest Rate: | IDFC FIRST Bank Personal loan interest rate start from 11.25 % onwards |
Loan Processing Fee/Charge: | Up to 3.5 % of the loan amount |
Cancellation Charges: | Rs.10000 within 30 days of disbursement or 1st EMI presentation whichever is earlier |
Foreclosure/Prepayment Charges: | 5% of Principal Outstanding + applicable taxes. |
Part-Payment Charges: | Part Payment is not allowed |
Penal Interest | 2% of unpaid EMI amount per month + GST or Rs. 300 per month whichever is higher |
Stamp duty & other statutory charges | As per applicable laws of the state |
EMI bounce charges | Rs. 400 Per bounce |
Cheque Swap charges (per swap) | 500 |
Duplicate No Objection Certificate Issuance Charges | 500T |
Physical Repayment Schedule | 500 |
Physical Statement of Account | 500 |
Document retrieval charges (per retrieval) | 500 |
EMI Pickup/ Collection Charges | 350 |
Identity Proof/KYC Any of the following documents | PAN Card/ Aadhar Card/ Passport/ Voters ID Card/ Driving License | ||||||||||
Address Poof Any of the following documents as | Aadhar Card/Voters ID Card/Driving License (recent, legible, laminated) /Passport Copy Telephone Bill/Electricity Bill/Life Insurance Policy | ||||||||||
Bank Statement/Passbook | Latest 6 months | ||||||||||
Salary Slip | Latest 6 months Salary Slip | ||||||||||
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Profession/Employee | Any person who is working in a private limited/public sector undertakings -including central, state, and local bodies |
Eligible Age | 23 to 58 Years 28 to 68 years for self employed at the time of loan maturity |
Enclosed below are IDFC FIRST Bank Personal Loan Interest Rates & Charges
Fee | Amount to be paid |
---|---|
Rack interest rate | Salaried – 11.25% to 21.30% |
Loan processing charges | Up to 3.50% of the loan amount will be deducted at the time of disbursal |
Part Payment Fee |
SIMPLE Personal Loan- Not allowed in simple personal loan Smart Personal Loans – You can make 40% of current Principal Outstanding for part payment once in a FY. This option is available post initial 3 EMI payments. There will be 2% part payment charges is applicable on partial payment. |
Foreclosure charges | 5% of Principal loan outstanding |
Loan closure letter | NIL |
Duplicate loan closure letter | NIL |
Solvency certificate | Not applicable |
Overdue EMI interest | 2% of the unpaid EMI or Rs 300 whichever is higher |
Floating rate | Not applicable |
Charges for changing from floating to fixed rate of interest | Not applicable |
Stamp duty & other statutory charges | As per applicable laws of the state |
Credit assessment charges | Not applicable |
Non standard repayment charges | Not applicable |
Cheque swapping charges | 500/- |
EMI pick up/ Collection Charges | 359/- |
Stamping charges | As per actual |
EMI bounce charges | 400/- For each presentation dishonored |
Legal/incidental charges | Actual |