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Backtrace:

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

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Line Number: 127

Backtrace:

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

Message: Creation of dynamic property PersonalLoan::$benchmark is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property PersonalLoan::$hooks is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property PersonalLoan::$config is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Creation of dynamic property PersonalLoan::$log is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

Message: Creation of dynamic property PersonalLoan::$utf8 is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

Message: Creation of dynamic property PersonalLoan::$uri is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

Message: Creation of dynamic property PersonalLoan::$exceptions is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

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Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

Message: Creation of dynamic property PersonalLoan::$output is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

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Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

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Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

Message: Creation of dynamic property PersonalLoan::$lang is deprecated

Filename: core/Controller.php

Line Number: 75

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

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Filename: core/Controller.php

Line Number: 78

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

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Filename: core/Loader.php

Line Number: 396

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Function: require_once

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File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Function: require_once

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Filename: drivers/Session_files_driver.php

Line Number: 132

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
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File: /home3/rokdabazaar/public_html/index.php
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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
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File: /home3/rokdabazaar/public_html/index.php
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Filename: drivers/Session_files_driver.php

Line Number: 166

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Filename: drivers/Session_files_driver.php

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Filename: drivers/Session_files_driver.php

Line Number: 315

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Function: require_once

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Filename: drivers/Session_files_driver.php

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Function: require_once

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Function: require_once

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Function: require_once

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Function: require_once

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

Message: Creation of dynamic property PersonalLoan::$session is deprecated

Filename: core/Loader.php

Line Number: 1283

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Severity: 8192

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Line Number: 1283

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 8
Function: __construct

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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Line Number: 931

Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view

File: /home3/rokdabazaar/public_html/index.php
Line: 315
Function: require_once

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File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view

File: /home3/rokdabazaar/public_html/index.php
Line: 315
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Backtrace:

File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view

File: /home3/rokdabazaar/public_html/index.php
Line: 315
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File: /home3/rokdabazaar/public_html/application/controllers/PersonalLoan.php
Line: 89
Function: view

File: /home3/rokdabazaar/public_html/index.php
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Line: 89
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Line: 89
Function: view

File: /home3/rokdabazaar/public_html/index.php
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India's Best loans provider site | Rokdabazaar

Personal Loans for Every Important Occasion

IDFC FIRST BANK PERSONAL LOAN INTEREST RATE START FROM
10.75% onwards

Apply online for instant approval*!

Apply For Personal Loans

Your desired loan amount

Your Employment Type ?

YOUR NET MONTHLY INCOME?

Your Company Name

office-block

Your salary account is with?

office-block

Total EMI you pay currently

I have read and agree to the terms of use and hereby appoint rokrabazaar as my authorised representative to receive my credit information from Civil/ Experian/ (bureau).

We don't sell your details to annoying people. Read our Privacy Policy.*

Benefits Of Availing Personal Loan From Rokdabazaar

  • Hassle free one-stop shop for all kinds of loans
  • Committed to offer the most appropriate solution at the best price
  • Customized solutions for customer specific requirements
  • Quotations for multiple lenders/banks
  • Free credit report check
  • Dedicated relationship management
  • Door-step services

Rate and Fee IDFC FIRST Bank Personal Loan

Loan Amount: 1,00,000 to 25,00,000
Loan tenure: 12 months to 60 months
Interest Rate: IDFC FIRST Bank Personal loan interest rate start from 11.25 % onwards
Loan Processing Fee/Charge: Up to 3.5 % of the loan amount
Cancellation Charges: Rs.10000 within 30 days of disbursement or 1st EMI presentation whichever is earlier
Foreclosure/Prepayment Charges: 5% of Principal Outstanding + applicable taxes.
Part-Payment Charges: Part Payment is not allowed
Penal Interest 2% of unpaid EMI amount per month + GST or Rs. 300 per month whichever is higher
Stamp duty & other statutory charges As per applicable laws of the state
EMI bounce charges Rs. 400 Per bounce
Cheque Swap charges (per swap) 500
Duplicate No Objection Certificate Issuance Charges 500T
Physical Repayment Schedule 500
Physical Statement of Account 500
Document retrieval charges (per retrieval) 500
EMI Pickup/ Collection Charges 350

IDFC FIRST Bank Personal Loan Features

  • Paperless Approval
  • Low Processing Fee
  • Personal Loan for all Salaried across corporate and Government Institution employees
  • Loan is offered on the basis of Monthly Salary and present company
  • No requirement of Collateral/Security
  • Exclusive offer for Balance Transfer from other Bank/NBFC.
  • Process is easy, quick and hassle free

Documents Required for IDFC FIRST BANK Personal Loan

Identity Proof/KYC Any of the following documents PAN Card/ Aadhar Card/ Passport/ Voters ID Card/ Driving License
Address Poof Any of the following documents as Aadhar Card/Voters ID Card/Driving License (recent, legible, laminated) /Passport Copy Telephone Bill/Electricity Bill/Life Insurance Policy
Bank Statement/Passbook Latest 6 months
Salary Slip Latest 6 months Salary Slip
Sole Proprietorship - Self Employed Individuals
Identity Proof- Any of the following documents PAN Card/Aadhar Card/Passport/Voters ID Card/Driving License
Address Proof- Any of the following documents as Aadhar Card/Voters ID Card/Driving License (recent, legible, laminated)/Passport Copy Telephone Bill/Electricity Bill/Life Insurance Policy
income proof Latest ITR (Income Tax Returns)
Bank statement Latest 6 months
Partnership Firms - Self Employed Individuals
Income proof- All the following documents Audited Balance Sheet
Profit & Loss Account of the previous 2 years
Company ITR for the previous 2 years
Address Proof- Any of the following documents as GST certificate
Telephone Bill
Electricity Bill
SSI Registered Certificate
Shop & Establishment Act Certificate
Bank statement Latest 6 months
Private Limited Companies - Self Employed Individuals
Income proof- All the following documents Audited Balance Sheet
Profit & Loss Account of the previous 2 years
Company ITR of last 2 years
Address Proof- Any of the following documents GST Certificate
Shop & Establishment Act Certificate
Telephone Bill
Electricity Bill
SSI Registered Certificate
Bank statement Latest 6 months
Public Limited Companies
Income proof- All the following documents Audited Balance Sheet
Profit & Loss Account of the previous 2 years
Address Proof- Any of the following documents GST Certificate
Shop & Establishment Act Certificate
Telephone Bill
Electricity Bill
SSI Registered Certificate
Bank statement Latest 6 months

Eligibility Criteria for IDFC FIRST Bank Personal Loan

Profession/Employee Any person who is working in a private limited/public sector undertakings -including central, state, and local bodies
Eligible Age 23 to 58 Years
28 to 68 years for self employed at the time of loan maturity

Rate and Fee IDFC FIRST Bank Personal Loan

Enclosed below are IDFC FIRST Bank Personal Loan Interest Rates & Charges

Fee Amount to be paid
Rack interest rate Salaried – 11.25% to 21.30%
Loan processing charges Up to 3.50% of the loan amount will be deducted at the time of disbursal
Part Payment Fee SIMPLE Personal Loan- Not allowed in simple personal loan
Smart Personal Loans – You can make 40% of current Principal Outstanding for part payment once in a FY. This option is available post initial 3 EMI payments. There will be 2% part payment charges is applicable on partial payment.
Foreclosure charges 5% of Principal loan outstanding
Loan closure letter NIL
Duplicate loan closure letter NIL
Solvency certificate Not applicable
Overdue EMI interest 2% of the unpaid EMI or Rs 300 whichever is higher
Floating rate Not applicable
Charges for changing from floating to fixed rate of interest Not applicable
Stamp duty & other statutory charges As per applicable laws of the state
Credit assessment charges Not applicable
Non standard repayment charges Not applicable
Cheque swapping charges 500/-
EMI pick up/ Collection Charges 359/-
Stamping charges As per actual
EMI bounce charges 400/- For each presentation dishonored
Legal/incidental charges Actual