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TATA CAPITAL PERSONAL LOAN INTEREST RATE START FROM
10.50% onwards

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Benefits Of Availing Personal Loan From Rokdabazaar

  • Hassle free one-stop shop for all kinds of loans
  • Committed to offer the most appropriate solution at the best price
  • Customized solutions for customer specific requirements
  • Quotations for multiple lenders/banks
  • Free credit report check
  • Dedicated relationship management
  • Door-step services

Rate and Fee Tata Capital Personal Loan

Loan Amount: 75,000 to 25,00,000
Loan tenure: 12 months to 72 months
Interest Rate: Tata Capital Personal loan interest rate start from 10.50 onwards
Loan Processing Fee/Charge: Up to 2.5 % of the loan amount (Inclusive of Taxes)
Foreclosure/Prepayment Charges: 4.5% of Principal Outstanding + applicable taxes
No foreclosure in first 6 months of Disbursal.
Foreclosure/Prepayment Charges: 5% of Principal Outstanding + applicable taxes after 12 months.
Part-Payment Charges: 2.5 % + applicable taxes on part-payment amount paid* After 6 month of loan Disbursal up to 25% of principal Outstanding
Penal Interest: 3% on overdue amount per month + applicable taxes
Stamp duty & other statutory charges As per applicable laws of the state
Cheque bounce charges Rs. 600 Per bounce/ECS Dishonor + GST
Cancellation Charges 2% of loan amount or ₹ 5750, whichever is higher + GST

Tata Capital Personal Loan Features

  • Paperless Approval
  • Personal Loan for all Salaried across corporate and Government Institution employees
  • Loan is offered on the basis of Monthly Salary and present company
  • No requirement of Collateral/Security
  • Exclusive offer for Balance Transfer from other Bank/NBFC.
  • Process is easy, quick and hassle free

Rate and Fee Tata Capital Flexi (CCOD) Personal Loan

Loan Amount: 75,000 to 25,00,000
Loan tenure: 12 months to 60 months
Interest Rate: Tata Capital Personal loan interest rate start from 12.99 onwards
Loan Processing Fee/Charge: Up to 4.13 % of the loan amount (Inclusive of Taxes)
Foreclosure/Prepayment Charges: 4.5% of Principal Outstanding + applicable taxes No foreclosure in first 6 months of Disbursal.
Part-Prepayment Charges: 2.5% + applicable taxes on part-payment amount paid* After 6 month of loan Disbursal
Penal Interest: 3% of EMI amount per month + applicable taxes or Rs. 200 per month (Inclusive of taxes), whichever is higher
Stamp duty & other statutory charges: As per applicable laws of the state
Cheque bounce charges: Rs. 600 Per bounce/ECS Dishonor + GST
CCOD Annual Maintenance Charges: 0.25% on Dropline Amount + GST or ₹ 1000, whichever is higher per year will be deducted from the limit and shall be payable at the end of the 13th month.
Mandate Rejection Service Charge: ₹ 450 + GST (As per Tata Capital T&C)

Tata Capital Personal Loan Features

  • Paperless loan approval
  • CCOD facility
  • Interest charged on a daily basis, as per amount utilized at the end of the day
  • Low processing fee
  • Process is easy quick and hassle free

Documents Required for Tata Capital Personal Loan

Identity Proof/KYC Pan Card/Aadhar card/Voter card/Driving license/Passport
Address Poof Aadhar card/Voter card/Driving license/Passport
Bank Statement/Passbook Latest 3 months/Latest 6 months
Salary Slip Latest 3 months Salary Slip
Employment Certificate A certificate stating one year of continuous employment
Other Documents Form 16
Passport size Photograph

Eligibility Criteria for Tata Capital Personal Loan

Profession/Employee Any person working in a  private limited companies, or public sector undertakings -including central, state, and local bodies
Eligible Age 22 to 58 Years
Work Experience Required Should have at least 1 years experience, of which 6 months with current employer
Minimum Monthly Salary/Income for Eligibility Rs. 15,000