Best Personal Loan Interest Rates in India - Apply for personal loan online

hdfc-bank

HDFC Bank Personal Loan

10.75% to 22.00% Terms & condition apply

Upto 2.50% Min Rs. 3,999

01 - 05 Years

idfc

IDFC First Bank

10.75% to 22.00% Terms & condition apply

1 - 1.5%

01 - 05 Years

bajaj-finserve

Bajaj Finserv

10.75% to 22.00% Terms & condition apply

Starting from 1.50%, Up to 3%

01 - 05 Years

tata-capital-limited

Tata Capital

11.25%Terms & condition apply

Up to 2.5% of the loan amount+GST

12 - 72 Months

icici-bank

ICICI Bank Personal Loan

10.75% to 22.00% Terms & condition apply

Starting from 0.99%, Up to 2.25%

01 - 05 Years

fullerton-2

Fullerton India

10.75% to 30.00% Terms & condition apply

Min 2%

01 - 05 Years

axis

Axis Bank

10.75% to 22.00% Terms & condition apply

1.50% to 2.00%

01 - 05 Years

hdb-financial

HDB Financial

10.75% to 22.00% Terms & condition apply

Upto 2% of loan amount

01 - 05 Years

indusind

IndusInd Bank

10.75% to 22.00% Terms & condition apply

Min 1% to Max 2.50%

01 - 05 Years

kotak-mahindra-bank

Kotak Bank

10.75% to 22.00% Terms & condition apply

Upto 2.5%

01 - 05 Years

RBL_logo_262

RBL Bank

10.75% to 22.00% Terms & condition apply

Upto 2%

01 - 05 Years

yesy-bank

Yes Bank

10.75% to 22.00% Terms & condition apply

Starting at 0.99%, Up to 2%

01 - 05 Years

allahbad-bank

Allahabad Bank

10.75% to 22.00% Terms & condition apply

1.06%, Min- Rs. 1068

01 - 05 Years

aandhra

Andhra Bank

10.75% to 22.00% Terms & condition apply

Case to Case

01 - 05 Years

bank-of-baroda

Bank of Baroda

10.75% to 22.00% Terms & condition apply

2%, Min Rs. 250

01 - 05 Years

bank-of-maharashtra

Bank of Maharashtra

10.75% to 22.00% Terms & condition apply

1%, Min Rs. 1,000

01 - 05 Years

canara-bank

Canara Bank

10.75% to 22.00% Terms & condition apply

0.50%

01 - 05 Years

citi-bank

Citi Bank

10.75% to 30.00% Terms & condition apply

Upto 0.5%

01 - 05 Years

Corporation-Bank

Corporation Bank

10.75% to 22.00% Terms & condition apply

1.5%, Min Rs. 500

01 - 05 Years

federal-bank

Federal Bank

10.75% to 22.00% Terms & condition apply

0.5%, Min Rs. 500

01 - 05 Years

idbi-bank

IDBI Bank

10.75% to 22.00% Terms & condition apply

1%

01 - 05 Years

iifl

IIFL Bank

10.75% to 22.00% Terms & condition apply

1 - 2%

01 - 05 Years

indian-bank

Indian Bank

10.75% to 22.00% Terms & condition apply

0.5%, Min- Rs. 508

01 - 05 Years

indian-overseas-bank

Indian Overseas Bank

10.75% to 22.00% Terms & condition apply

Rs. 204 per lakh

01 - 05 Years

pnb

PNB Metlife

10.75% to 22.00% Terms & condition apply

1.8% + taxes

01 - 05 Years

state-bank-of-india-2

SBI Personal Loan

10.75% to 22.00% Terms & condition apply

In the range of 2% to 3%

01 - 05 Years

hdfc-bank

Standard Chartered Bank

10.75% to 22.00% Terms & condition apply

1.00%

01 - 05 Years

Syndicate Bank

Syndicate Bank

10.75% to 22.00% Terms & condition apply

0.5%, Min Rs. 500

01 - 05 Years

union-bank-of-india

Union Bank of India

12.70% Terms & condition apply

0.5%, Min Rs. 500

01 - 05 Years

hdfc-bank

HDFC Bank Personal Loan

10.75% to 22.00% *
Intrest Rate
Upto 2.50% Min Rs. 3,999
Processing Fee
Apply Now
idfc

IDFC First Bank

10.75% to 22.00%
Intrest Rate
1 - 1.5%
Processing Fee
Apply Now
bajaj-finserve

Bajaj Finserv

10.75% to 22.00% *
Intrest Rate
Starting from 1.50%, Up to 3%
Processing Fee
Apply Now
tata-capital-limited

Tata Capital

11.25%*
Intrest Rate
Up to 2.5% of the loan amount+GST
Processing Fee
Apply Now
icici-bank

ICICI Bank Personal Loan

10.75% to 22.00% *
Intrest Rate
Starting from 0.99%, Up to 2.25%
Processing Fee
Enquire Now
fullerton-2

Fullerton India

10.75% to 30.00% *
Intrest Rate
Min 2%
Processing Fee
Enquire Now
axis

Axis Bank

10.75% to 22.00%
Intrest Rate
1.50% to 2.00% *
Processing Fee
Enquire Now
hdb-financial

HDB Financial

10.75% to 22.00% *
Intrest Rate
Upto 2% of loan amount
Processing Fee
Enquire Now
indusind

IndusInd Bank

10.75% to 22.00%
Intrest Rate
Min 1% to Max 2.50%
Processing Fee
Enquire Now
kotak-mahindra-bank

Kotak Bank

10.75% to 22.00%
Intrest Rate
Upto 2.5%
Processing Fee
Enquire Now
kotak-mahindra-bank

RBL Bank

10.75% to 22.00%
Intrest Rate
Upto 2%1-5 Years
Processing Fee
Enquire Now
yesy-bank

Yes Bank

10.75% to 22.00%
Intrest Rate
Starting at 0.99%, Up to 2%
Processing Fee
Enquire Now
allahbad-bank

Allahabad Bank

10.75% to 22.00%
Intrest Rate
1.06%, Min- Rs. 1068
Processing Fee
Enquire Now
aandhra

Andhra Bank

10.75% to 22.00%
Intrest Rate
Case to Case
Processing Fee
Enquire Now
bank-of-baroda

Bank of Baroda

10.75% to 22.00%
Intrest Rate
2%, Min Rs. 250
Processing Fee
Enquire Now
bank-of-maharashtra

Bank of Maharashtra

10.75% to 22.00%
Intrest Rate
1%, Min Rs. 1,000
Processing Fee
Enquire Now
canara-bank

Canara Bank

10.75% to 22.00%
Intrest Rate
0.50%
Processing Fee
Enquire Now
citi-bank

Citi Bank

10.75% to 30.00%
Intrest Rate
Upto 0.5%
Processing Fee
Enquire Now
Corporation-Bank

Corporation Bank

10.75% to 22.00%
Intrest Rate
1.5%, Min Rs. 500
Processing Fee
Enquire Now
federal-bank

Federal Bank

10.75% to 22.00%
Intrest Rate
0.5%, Min Rs. 500
Processing Fee
Enquire Now
idbi-bank

IDBI Bank

10.75% to 22.00%
Intrest Rate
1%
Processing Fee
Enquire Now
iifl

IIFL

10.75% to 22.00%
Intrest Rate
1 - 2%
Processing Fee
Enquire Now
indian-bank

Indian Bank

10.75% to 22.00%
Intrest Rate
0.5%, Min- Rs. 508
Processing Fee
Enquire Now
indian-overseas-bank

Indian Overseas Bank

10.75% to 22.00%
Intrest Rate
Rs. 204 per lakh
Processing Fee
Enquire Now
indian-overseas-bank

PNB Metlife

10.75% to 22.00%
Intrest Rate
1.8% + taxes
Processing Fee
Enquire Now
state-bank-of-india-2

SBI Personal Loan

10.75% to 22.00%
Intrest Rate
In the range of 2% to 3%
Processing Fee
Enquire Now
Standard Chartered Bank

Standard Chartered Bank

10.75% to 22.00%
Intrest Rate
1.00%
Processing Fee
Enquire Now
Syndicate Bank

Syndicate Bank

10.75% to 22.00%
Intrest Rate
0.5%, Min Rs. 500
Processing Fee
Enquire Now
union-bank-of-india

Union Bank of India

12.70%
Intrest Rate
0.5%, Min Rs. 500
Processing Fee
Enquire Now

Personal Loan Features & Benefits

Rokdabazaar Personal Loan can help you realise your dreams of having that perfect wedding to visiting your dream holiday destination. The loan can also help in meeting unexpected expenses and medical emergencies too. Here are some key features. Apply online personal loan

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Easy Application

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High Disbursal Amount

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Flexible Tenures

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Borrow more if you need

Apply For Personal Loan Online

online-application

Online Application

Fill up a small application online telling us about yourself. Give your personal details and let us approve your contact information.

online-application

Document Submission

Verify your contact details and submit all the documents which are required to process the loan. The verification team will get back to you in a very short time.

verification

Verification

Once the team reaches the documents and all the other personal details, they will contact you and confirm your details.

online-application

Approval & Disbursal

The documents will get approved after getting all the details and the profile is processed for payment now. The disbursals and payments are now processed according to your request.

We Are Known For

handshake

90%

Closure Rate

community

1500+

Happy Customers

business-loan

350cr+

Loan Disbursement

Personal Loan FAQs

  • Personal Loan helps you borrow for expenditures of a personal nature like
  • Any emergency, for education, or a vacation, any other need like a wedding in the family
  • You can avail loans ranging from Rs. 50,000 to Rs. 40 lakhs
  • Tenures ranging between 1 and 5 years. **Subject to conditions

For personal you can directly apply through our site or you can visit to any Bank/NBFC branch

You can take loan ranging from 50,000 to 40,00,000 depending upon your income

  • You need to carry your ID and Address proof along with following documents
  • Salary slip- Latest 3 months, Bank statement- latest 6 months, Form 16,
  • Passport size Photograph – 1
  • No you do not have to provide any collateral, guarantee or security
  • Do you offer Top-up on existing Personal Loans?,
  • Yes, there is Top up offer for personal loan depending upon your eligibility

Yes, you can repay your loan anytime depending on the bank along with applicable foreclosure charges

Yes, there will be foreclosure charges varies from banks to banks

  • Yes, part-prepayment is allowed. Along with applicable charges
  • You can make Part payment twice during the entire loan tenure.
  • You can make only once in single financial year.
  • Part payment should not exceed 25% of Principal Outstanding
  • Yes, you can change the mode of repayment/bank account for your loan repayment,
  • You may visit the nearest the Retail Loan Service Centre and submit your request with the revised account mandate/instructions.
  • Is pan card mandatory for applying Personal Loan from bank/NBFC?
  • Yes, Pan Card is mandatory for Personal Loan

EMI means Equal Monthly Installment. It is the amount that a borrower pays each month towards an outstanding loan within a specific time frame. EMI includes interest and principal

The Personal Loan interest rates that apply are reducing. This means that as the outstanding principal amount reduces, the interest payable on your loan also reduces

The interest on reducing interest rate will be as per the outstanding amount. As the principal loan amount decreases with every EMI, the interest rate will be applied only on the outstanding principal balance amount.

In the flat interest rate option, the interest will remain the same irrespective of the reducing principal amount

A CIBIL/Credit score or Credit rating is a number that indicates how you repay debt. It is very important because your credit score determines whether you qualify for credit facilities. Loans, credit cards etc.

Your credit score is an indicator of how you repay your loan. Your credit card bill payment history, repayment of past and current loans, and other criteria are directly having impact on your credit score. The better your credit score, the higher the chances are of getting a loan amount

For personal loans, if you have a monthly income of Rs.50,000, you can be fairly getting a handsome amount of personal loan. The exact amount that you will get depends upon your repayment capacity, the lender’s terms and conditions and debt-to-income ratio, etc.

Yes, there is upper age limit for a personal loan is 60 years. This may vary from lender to lender.

Yes, you can get a personal loan if you are a pensioner, you will be able to borrow a personal loan. A number of banks offer personal loan

A Credit score of 700 and above is considered to be good. But, a score of 800 or more considered a good Credit score into the books of lenders. This could get you better interest rates.

  • Paperless Approval
  • Low Processing Fee
  • Personal Loan for all Salaried across corporate and Government Institution employees
  • Loan is offered on the basis of Monthly Salary and present company
  • No requirement of Collateral/Security
  • Exclusive offer for Balance Transfer from other Bank/NBFC.
  • Process is easy, quick and hassle free

What are the documents Required for Personal Loan?

Identity Proof/KYC Pan Card/Aadhar card/Voter card/Driving license/Passport (any one)
Address Poof Aadhar card/Voter card/Driving license/Passport (any one)
Bank Statement/Passbook Latest 3 months/Latest 6 months
Salary Slip Latest 3 months Salary Slip
Other Documents Form 16
Passport size Photograph - 2

What is eligibility Criteria for Personal Loan?

Profession/Employee Any person working in a  private limited companies, or public sector undertakings -including central, state, and local bodies
Eligible Age 23 to 58 Years
Work Experience Required Should have at least 2 years experience, of which 1 year with current employer
Minimum Monthly Salary/Income for Eligibility Monthly salary depends upon lender to lender